Terms of Service

Yield Management Protocol — Last Updated: May 25, 2026

1. Introduction and Service Description

Welcome to our Yield Management Protocol. These Terms of Service (the "Terms") govern your participation in our Protocol, which allows users to deposit tokens and earn yield returns generated through our active investment and management strategies.

By using the Protocol, you acknowledge that you are participating in an investment product and agree to these Terms in their entirety. If you do not agree, do not use the Protocol.

2. Service Overview

The Protocol allows you to:

  • Deposit tokens into your wallet connected to the Protocol
  • Receive yield returns generated through the Protocol's management strategies
  • Withdraw deposited tokens and accrued returns at any time (subject to smart contract execution)

You maintain full control of your private keys and custody of your wallet. You are solely responsible for securing your credentials.

3. Eligibility

You represent that: (a) you are at least 18 years of age; (b) you have legal capacity to enter this Agreement; (c) you are not in a sanctioned jurisdiction; (d) you understand cryptocurrency and blockchain technology; and (e) you will comply with all applicable laws in your jurisdiction.

4. Investment Risk and No Guarantees

CRITICAL: This is an investment product with significant risks. There are NO GUARANTEES of any returns, profitability, or preservation of principal.

  • No Guaranteed Returns: We do not guarantee any level of yield, APY, or returns. Yields may fluctuate, decrease, or become zero.
  • No Capital Protection: Your deposits are not insured or protected. You may lose part or all of your principal investment.
  • Market Risk: Token values fluctuate. Your deposits may decrease in value independent of yield generation.
  • No Professional Advice: Nothing on the Platform constitutes financial, investment, or legal advice. Consult with advisors before investing.

5. How Yield is Generated

The Protocol generates yield through active investment and management strategies. These strategies may include:

  • Deploying funds in DeFi protocols or financial markets
  • Executing trading, arbitrage, or other market strategies
  • Holding positions in various cryptocurrencies or assets
  • Any other strategies implemented by the Protocol team

These strategies carry market risk, execution risk, and counterparty risk. All investment returns are contingent on the success of these strategies.

6. Risks You Accept

6.1 Market Risk

Cryptocurrency and token markets are highly volatile. Token values may decline 50%, 90%, or more in short timeframes.

6.2 Investment Strategy Risk

The Protocol's investment strategies may lose money. Poor market timing, incorrect predictions, or execution failures can result in losses exceeding expected yields.

6.3 Smart Contract Risk

The Protocol's underlying smart contracts are currently UNAUDITED. Bugs or vulnerabilities could result in loss of funds. Even after audit, exploits are possible.

6.4 Counterparty Risk

The Protocol deploys funds in external DeFi protocols and markets. Failures in these external services could result in loss of deposited funds.

6.5 Liquidity Risk

Users may not be able to withdraw funds immediately due to smart contract execution delays, network congestion, or Protocol mechanics.

6.6 Operational Risk

The Protocol may experience downtime, bugs, or failures preventing withdrawals or accurate yield calculations.

6.7 Regulatory Risk

Cryptocurrency regulation is uncertain and evolving. Laws may change, making the Protocol illegal or restricted in your jurisdiction.

7. No Warranties

THE PROTOCOL IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. WE DISCLAIM ALL WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT GUARANTEE ACCURACY, FUNCTIONALITY, OR SECURITY.

8. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, INVESTMENTS, OR DATA.

Our total liability shall not exceed $100 USD or the amount you invested in the past 12 months, whichever is greater.

9. User Responsibilities

  • Secure your private keys and wallet credentials
  • Only deposit funds you can afford to lose completely
  • Comply with all applicable laws and tax obligations in your jurisdiction
  • Consult with financial, legal, and tax advisors before investing
  • Monitor your deposits and withdrawals regularly

10. Indemnification

You agree to indemnify and hold us harmless from any claims, damages, losses, or expenses arising from your use of the Protocol or violation of these Terms.

11. Compliance with Laws

You are responsible for ensuring your use complies with all applicable laws, including securities laws, investment regulations, tax laws, and anti-money laundering laws. The Protocol may be considered a security or investment product in your jurisdiction.

12. Modifications and Termination

We may modify, discontinue, or suspend the Protocol at any time. We may terminate your access for violations of these Terms or suspicious activity.

Termination does not affect your right to withdraw your funds, subject to smart contract functionality.

13. Entire Agreement

These Terms constitute the entire agreement and supersede all prior negotiations and understandings.

14. Contact Information

ACKNOWLEDGMENT: By using the Protocol, you confirm that you have read and understood these Terms. You acknowledge this is an investment product with significant risks. You accept full responsibility for any financial losses.